HQ Czechia
Fintokei Review 2026
Fintokei is a Czechia-based forex prop firm, selling challenges for 3 years, rated 4.2/5 by our formula (#9 of 90) and 4.4/5 on Trustpilot from 1,380 reviews. It is best for traders who want a static (non-trailing) drawdown; skip it if you want instant funding.
- Trader reviews
- 70
- Price per $10K
- 54
- Rules & drawdown
- 83
- Payouts & split
- 82
- Track record
- 57
- Platforms & programs
- 100
Best for traders who want a static (non-trailing) drawdown.
Skip if you want instant funding; you live in United States, India and Nigeria or another restricted country.
Score breakdown
Fintokei scores highest on platforms & programs and rules & drawdown, and lowest on price per $10k.
It ranks #9 of the 90 firms we track and #5 of 55 forex firms.
Price vs the forex market
Fintokei's median price per $10K of funding is $72, cheaper than 59% of forex firms. The cheapest single account costs $44.
Fintokei challenges and prices
Price by account size
$100K 2-Step: targets and limits
| Account | Program | Price | Target | Daily | Max | Drawdown | Split |
|---|---|---|---|---|---|---|---|
| $5K | 1-StepSwiftTrader - 1-Step | $44 | 6% | 2% | 3% | Static | 90% |
| $5K | 3-StepStart Trader - 3Phase Evaluation - 3-S | $44 | 2% / 3% / 6% | 3% | 6% | Static | 50% |
| $5K | 2-StepPro Trader - 2Phase Evaluation - 2-Ste | $49 | 8% / 6% | 5% | 10% | Static | 80% |
| $5K | 2-StepPro Trader Swing - 2Phase Evaluation - | $69 | 8% / 6% | 5% | 10% | Static | 80% |
| $10K | 1-StepSwiftTrader - 1-Step | $89 | 6% | 2% | 3% | Static | 90% |
| $10K | 2-StepPro Trader - 2Phase Evaluation - 2-Ste | $99 | 8% / 6% | 5% | 10% | Static | 80% |
| $10K | 2-StepPro Trader Swing - 2Phase Evaluation - | $119 | 8% / 6% | 5% | 10% | Static | 80% |
| $20K | 3-StepStart Trader - 3Phase Evaluation - 3-S | $119 | 2% / 3% / 6% | 3% | 6% | Static | 50% |
| $20K | 1-StepSwiftTrader - 1-Step | $144 | 6% | 2% | 3% | Static | 90% |
| $20K | 2-StepPro Trader - 2Phase Evaluation - 2-Ste | $159 | 8% / 6% | 5% | 10% | Static | 80% |
Showing 10 of 23 accounts.
Fintokei rules
- Daily loss limit
- 2–5%
- Maximum loss
- 3–10%
- Drawdown model
- Static
- Profit target (phase 1)
- 2–8%
- Minimum trading days
- 3
- Consistency rule
- Applies
- Profit split
- 50–90%
- Payout frequency
- from bi-weekly
Across its 23 accounts, Fintokei uses static drawdown. 100% of accounts have a static maximum loss. The shortest minimum-trading-days requirement is 3.
Rules are taken from the firm's published terms and change often. Always confirm on the firm's site before buying.
| Asset | Instant | 1-Step | 2-Step |
|---|---|---|---|
| FX | — | 25 | 100 |
| Energy | — | 10 | 20 |
| Indices | — | 20 | 50 |
| Metals | — | 25 | 100 |
| Crypto | — | 2 | 2 |
Maximum leverage by asset and program.
| Asset | Commission |
|---|---|
| FX | $$6/round lot |
| Energy | $$0 |
| Indices | $$0 |
| Metals | $$6/round lot |
| Crypto | $$0 |
Payouts and payments
Pay for a challenge
Receive payouts
Payout cycle
Requests from bi-weekly; split up to 90%.
Verified payout data from traders will appear here once our payout tracker launches.
Where Fintokei is available
Fintokei restricts 36 countries. Of the 20 markets we cover in detail, it accepts traders from 6 and blocks United States, India, Nigeria, Pakistan, South Africa, United Arab Emirates, Kenya, Malaysia, Philippines, Indonesia, Ghana, Bangladesh, Vietnam, Turkey.
United States ✕
India ✕
Nigeria ✕
Pakistan ✕
South Africa ✕
United Arab Emirates ✕
Kenya ✕
Malaysia ✕
Philippines ✕
Indonesia ✕
Ghana ✕
Bangladesh ✕
Vietnam ✕
Turkey ✕All restricted countries (36)
AfghanistanBangladesh
Belarus
Cambodia
China
Cuba
EthiopiaGhanaIndiaIndonesia
Iran
IraqKenyaMalaysia
Morocco
Myanmar (Burma)Nigeria
North KoreaPakistanPhilippines
Russia
Saudi Arabia
Senegal
SomaliaSouth Africa
South Sudan
Sudan
Syria
ThailandTurkey
UkraineUnited Arab EmiratesUnited States of America
VenezuelaVietnam
YemenPlatforms and markets
Platforms
Markets
What traders say about Fintokei: real reviews and rating
- Replies to negative reviews
- 97.4% of 78
- Average reply time
- 2.8 days
- Profile claimed
- Jan 2024
- Invites customers to review
- Yes
77% of Fintokei's Trustpilot reviews are 5-star and 8% are 1-star. A low share of 1-star reviews compared with most prop firms. The company invites customers to leave reviews, which tends to lift the share of 5-star ratings.
Snapshot of the public Trustpilot page on 2026-09-29. We show ratings only, not review texts. Verified reviews from traders on this site are coming soon.
Pros and cons
Pros
- Profit split up to 90%
- Static drawdown on most accounts
- 3 program types (1-Step, 2-Step, 3-Step)
- 4 platforms incl. cTrader and MT4
Cons
- Payouts only every 14 days
Fintokei alternatives
FundingPips
FTMO
Hola Prime
The5ersTrader reviews
No verified reviews yet. Reviews on this site require proof of purchase or payout. Submit yours.
How we reviewed Fintokei
Prices, rules and account data come from Fintokei's pricing pages and terms, cross-checked with aggregated public comparison data. Trader ratings come from a public Trustpilot snapshot taken on September 29, 2026. Scores are calculated with the formula on our methodology page; affiliate commissions do not change them.
Fintokei FAQ
Is Fintokei legit?
Fintokei is based in Czechia and has been selling challenges for about 3 years. It is rated 4.4/5 on Trustpilot from 1,380 reviews. We found no public warnings about it.
Does Fintokei pay out, and how fast?
Fintokei's rules allow payout requests every two weeks on its fastest accounts, with a profit split of up to 90%. Payout methods: Bank Wire Transfer and Crypto. We do not verify individual payouts; the trader reviews section shows what customers report.
Who owns Fintokei?
Its CEO is David Varga.
Can US traders use Fintokei?
No. The United States is on Fintokei's restricted-country list.
How much is a $100K account at Fintokei?
$549 for the 2-Step, $499 for the 1-Step and $419 for the 3-Step, at list price without promo codes.
What is the daily loss limit at Fintokei?
2–5% of the account, depending on the program; the maximum loss is 3–10% (static).
Does Fintokei have a consistency rule?
Yes, on 4 of its 23 accounts: the best day may not exceed 40% of total profit.
Data last checked September 29, 2026. Source: firm pricing pages and terms, public review platforms and aggregated public comparison data (Sep 2026). Found an error? Tell us.